PKV Changing

and how consultants build unnecessary time pressure, to quickly get a signature, you need to but quickly decide “windy seller” on the plan – the nonsense at the car just now that many companies in the private health insurance (PKV) 2011 publish their figures to the post adjustment, come change again. Fitch Ratings has many thoughts on the issue. In just the last week 4 new customers receive the following situation called me: “may I again ask you your opinion, I don’t know what I should do. Just my representatives of Deutsche Vermogensberatung phoned me. My rate for the Central, the CVP 500 / CVH / ECN is adjusted again and now I should go fare in the Vario and me decide quickly. “” To my question, what should be the reason for the “quick decision” because I got the following reply: “if I change this year yet, I get a screening voucher and anyway it must happen quickly, says my Adviser.” Although many of my colleagues of the consultant this sure don’t like to hear, it is simply nonsense. Decisions under time pressure, it is definitely inappropriate. Just when products which accompany the private Krankenversicherung (PKV) and disability insurance, the insured lives, care is.

Imagine, build a house himself. While you worry to floor plans, features, colors and of course to the location where the new home should be. These decisions are a process, a long and cost nerve the one or the other hour. Why should it be different hedging in the car or the BU? “Want to compare but not opting for a car with a building?” This question is often asked. Yes, I do. Also in the car and BU, you can opt for a lifelong product.

Differently than a House, you may never get rid a bad and wrong selected tariff. And also from the side of costs, both products are close together. Imagine a disability pension for a worker what.

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